Proposals, Illustrations & Income
Scenarios Indexed Universal Life
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IUL Education Center:
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- Product Features & Hot Spots Webinar (Recorded) - Learn why our products are industry leading and why you should be selling them
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Software Solve Tutorials
- Using the SPIA calculator
- Supplementing Retirement
- Short pay/single Pay
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- Tutorial of the North American Producer's Infonet Website
- Start to Finish Process of a Life Insurance Case
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- How to Run an Insmark Illustration
- How to Download an Application
- How to Check on a Pending New Business Case
- How to Order Your Own Marketing Material Online
- How to Access your Commission Statements Online
- How to Check for a Policy that is Already In Force Online
- How to Order an In Force Illustration
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Reference Materials:
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Indexed Universal Life
Educational Material:
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Contracting Paperwork
How Are Your Clients Saving For Their Retirement
No one, for any reason, should save for their retirement with pre-tax dollars if they are serious about retiring financially secure. Most Americans have very little knowledge of their current retirement plan or why they are funding it in the way they are.
Tax deferred plans were never intended for those who fund them and those they were intended for do not fund them. Unless you are convinced that future income tax rate will be lower than today, the superior way to fund your retirement is in a tax free program. There is only one solution and I did not discover it until 2005.
Most "baby boomers" are now unable to retire, or unable to maintain a reasonable lifestyle because of the pitfalls of saving in tax deferred plans. (They were the first to fund IRAs, 401ks, or other TDPs) Since 2005, marketing associates and I have closed 86% of all the prospects we have presented the IUL alternative to.
Questions To Ask Your Clients:
How will you get your income out of your retirement savings?
- How long will your retirement income last?
- What will your tax rate be when you retire?
- Do you want to retire on less income because you want to or because you have to?
- How long would you like your retirement income to last?
- There is a much better way to save for your retirement in this economy, when do you want to learn about it?