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Dear Agents,
When you browse
www.BrokersAlliance.com
under Products you may notice a new trend There are FIVE Non
Med products listed and we offer more besides. Why, you may ask? We
all know people want things done fast, but can these be sold to
price conscious consumers??
Let me share a story. We recently
received a decline from Liberty Life on a 42 yr old male
smoker for $300,000 20 year term. Client's insurance exam showed he
had undiagnosed diabetes and high cholesterol. The case was
in underwriting
99 days.
That same policy rated Standard Smoker with Fidelity Life's Rapid
Decision (NO EXAM) Term cost $3.10/mo LESS than Liberty's Standard
Smoker rate. Fidelity's policy fee would have been fully
commissionable PLUS the policy would have been ISSUED in 3 DAYS!
Are you telling these type of stories to your clients? According to
the American Diabetes Association there 20 Million
people walking around with undiagnosed diabetes. This is not
to mention all the other maladies disclosed by blood test or
urinalysis. In addition to saving TIME, your clients will not be
inconvenienced by trying to coordinate an exam NOR will they be
subject to a stranger coming into their home to stick them with a
needle and make them produce a urine sample which could
open Pandora’s Box!
To receive more tips on how to successfully sell
these new Non Med products please
CLICK HERE If you take your
clients to first base while other agents get them safely to third,
chances are the other agents are going to score. We want to keep you
ahead of the competition. Please let us help.
Joe R
Win a 32 Flat Panel HDTV in our Fidelity ROP Contest
Click
HERE
for more information
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PREFERRED ratings for
controlled health conditions with an A++ carrier!
Have you ever lost a large case because your
client's liver labs were slightly high, even though he/she was
healthy in every other way?
We can help you KEEP those cases by getting them issued at
PREFERRED! Qualifications include excellent overall health, face
amount 1,000,000+ and able to qualify for Standard for the following
health conditions:
ASTHMA
ANXIETY/DEPRESSION
ARRYTHMIA
BUILD
CROHN'S DISEASE
EBCT SCORES
ELEVATED LIVER FUNCTION TESTS
EPILEPSY
FAMILY HISTORY
TREATED SLEEP APNEA
ULCERATIVE COLITIS
Don't let the big ones get away!
CONTACT US
TODAY
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