Last Updated: July 22, 2010 |
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Carrier Unique Product Highlights |
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Updated ING/Reliastar News |
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Your existing clients know the value of life insurance -- They already have it! But are they maximizing their insurability? |
- Now you have a new tool -- the Life Insurance Capacity Calculator -- to easily show your clients how much life insurance they qualify for financially but have yet to purchase. Help your clients capitalize on their potential to more effectively achieve their financial goals.
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January 15, 2010 |
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ROP: The old ROP is no longer for sale as of December 18, 2009. |
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The differences between the two: |
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- The New ROP(E)- Flat extra and table ratings are NOT returned. The return of premium is based on the Annual Cumulative amount. Ex: an annual premium might be $4,000 for a policy. If you paid monthly, you paid (roughly) $4,300. With the new product you get the cumulative annual refunded regardless of whether you paid monthly or annual.
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- 15 Year ROP no longer available and added a 25 Year product.
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- Along with across the board pricing increases to comply with new industry guidelines, those were the major changes between the two.
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