Sun Life will allegedly be lowering the crediting rate on the Sun Executive UL product 20 - 25 bps in the first quarter of 2011

Check out the underwriting changes being implemented by Sun Life. Some of the enhancements are:

 Among the improvements:

• Stress tests have been eliminated in all cases

• MD exams and inspection reports have been eliminated to age 70 (for cases under $10 million)

• Super Preferred and Preferred risk factors have been liberalized

• The Sun Power Points program has been expanded from 16 to 20 factors

• Sun Life is excited to introduce a new current assumption life product on June 1, 2010 named Sun AccumULator. This product is designed as a high early cash accumulation product for the individual market. Many of the features and benefits of this product mirror our Sun Executive UL product for the small business market including:
• High target premiums equal to 90% of the 7 pay premium
• Heaped and levelized commission options
• 4 year enhancement benefit, providing approximately 100% cash surrender values for 4 years for heavily funded cases (~80% or more of the target premium on a cumulative basis)1
• Very competitive long-term cash value build-up and retirement income

• Sun introduces Sun accumulator.