ALABAMA · LIFE & ANNUITY IMO

Get contracted and grow your Alabama book

Brokers Alliance is a family-owned, independent insurance marketing organization that has helped life and annuity agents get contracted with top carriers since 1982. If you produce in Alabama, we give you carrier access, case-design and underwriting support, and the agent technology to grow.

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01 · THE MARKET

Selling life and annuities in Alabama

Alabama adopted the NAIC best-interest annuity standard, and demand runs strong across a large senior population. To write business you need an active producer license issued by the Alabama Department of Insurance. Once you are licensed, we get you appointed with the carriers that write in Alabama and match you to the products that fit your clients.

NAIC best-interest annuity standard adopted Strong final-expense demand Strong Medicare Supplement demand Licensed by the Alabama Department of Insurance

02 · WHAT WE GIVE YOU

What Brokers Alliance gives Alabama agents

One relationship, full back-office support, and no fees to you. We are paid by the carriers.

CACarrier access

Contracting with dozens of life and annuity carriers that write in Alabama, through one relationship.

CDCase design and underwriting

Underwriting advocacy so more of your Alabama business gets placed.

MAmyAdvisorCloud platform

The agent technology for e-app, illustrations, and pipeline tracking.

BOBack office since 1982

A team that has handled carrier appointments for more than four decades. No fees to you.

03 · GETTING STARTED

How to get started in Alabama

Four steps from license to writing business, with our team submitting and tracking every appointment.

01Confirm your license

Confirm your active Alabama producer license with the Alabama Department of Insurance.

02Start contracting

Begin your contracting with Brokers Alliance.

03We submit and track

We submit and track your carrier appointments for you.

04Start writing

You begin writing Alabama business with full back-office support.

04 · FAQ

Frequently asked questions

The answers Alabama producers ask most before they contract.

QDo I need an Alabama insurance license?

Yes. You need an active Alabama life, and for annuities the appropriate line, producer license issued by the Alabama Department of Insurance. If you are licensed in Alabama we can get you appointed with carriers that write there, and we can help you add Alabama as a non-resident state.

QWhich carriers can I write in Alabama?

Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in Alabama. Our contracting team confirms which products are available to you before you write.

QIs there an annuity training requirement?

Most states, including Alabama, require a one-time annuity training course plus carrier product-specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the Alabama Department of Insurance, and we will tell you what each carrier expects.

QDoes it cost anything to contract?

No. Contracting and our agent support are free to you. We are paid by the carriers.

Ready to grow your Alabama practice?

Get contracted through Brokers Alliance and start writing with full back-office support. Call (866) 872-9394 or reach the team below.

Get contracted