FLORIDA LIFE AND ANNUITY IMO

Get contracted and grow your book in Florida

Brokers Alliance is a family owned, independent insurance marketing organization that has helped life and annuity producers get contracted with top carriers since 1982. If you write in Florida, we give you carrier access, case design and underwriting support, and the agent technology to grow.

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01 · WHY FLORIDA

Selling life and annuities in Florida

Florida is one of the largest annuity and final expense markets in the country given its retiree population, and it has adopted the NAIC best interest annuity standard. To write business here you need an active producer license issued by the Florida Office of Insurance Regulation. Once you are licensed, we get you appointed with the carriers that write in Florida and match you to the products that fit your clients.

Independently owned since 1982 Fountain Hills, AZ NAIC best interest standard adopted Large annuity and final expense market

02 · WHAT YOU GET

What Brokers Alliance gives Florida agents

One relationship, full back office, and no fees to you. We are paid by the carriers.

CA Carrier access

Contracting with dozens of life and annuity carriers that write in Florida, through one relationship.

CD Case design and underwriting

Case design and underwriting advocacy so more of your Florida business gets placed.

TP myAdvisorCloud platform

The myAdvisorCloud agent platform: e-app, illustrations, and pipeline tracking.

BO Proven back office

A back office that has handled carrier appointments since 1982. No fees to you.

03 · HOW TO START

How to get started in Florida

Four steps from license to writing business, with full back office support the whole way.

01 Confirm your license

Confirm your active Florida producer license with the Florida Office of Insurance Regulation.

02 Start contracting

Start your contracting with Brokers Alliance.

03 We submit and track

We submit and track your carrier appointments.

04 Begin writing

You begin writing Florida business with full back office support.

04 · QUESTIONS

Frequently asked questions

The answers Florida producers ask about most, before they contract.

Q Do I need a Florida insurance license to contract?

Yes. You need an active Florida life producer license, and for annuities the appropriate line, issued by the Florida Office of Insurance Regulation. If you are licensed in Florida, we can get you appointed with carriers that write there. We can also help you add Florida as a non resident state.

Q Which carriers can I write in Florida?

Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in Florida. Our contracting team confirms which products are available to you in Florida before you write.

Q Is there an annuity training requirement in Florida?

Most states, including Florida, require a one time annuity training course plus carrier product specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the Florida Office of Insurance Regulation, and we will tell you what each carrier expects.

Q Does it cost anything to contract?

No. Contracting and our agent support are free to you. We are paid by the carriers.

Ready to grow your Florida practice?

Get contracted with the carriers that write in Florida, or call (866) 872-9394 to talk with our team.

Get contracted