KENTUCKY LIFE + ANNUITY IMO

Get contracted in Kentucky with one relationship

Brokers Alliance is a family-owned, independent insurance marketing organization that has helped life and annuity agents get contracted with top carriers since 1982. If you produce in Kentucky, we give you carrier access, case-design and underwriting support, and the technology to grow your book.

Get contracted Talk to the team

01 · SELLING IN KENTUCKY

What the Kentucky market looks like

Kentucky has adopted the NAIC best-interest annuity standard, and there is strong demand for final-expense and simplified-issue whole-life coverage. To write business here you need an active producer license issued by the Kentucky Department of Insurance. Once you are licensed, we get you appointed with the carriers that write in Kentucky and match you to the products that fit your clients.

NAIC best-interest annuity standard adopted Strong final-expense demand Simplified-issue whole-life demand Licensed by the Kentucky Department of Insurance

02 · WHAT WE GIVE YOU

What Brokers Alliance gives Kentucky agents

Everything you need to place more business, through a back office that has handled carrier appointments since 1982.

CA Carrier access

Contracting with dozens of life and annuity carriers that write in Kentucky, through one relationship.

UW Case design and underwriting advocacy

We advocate for your cases so more of your Kentucky business gets placed.

MA myAdvisorCloud platform

e-App, illustrations, and pipeline tracking on the agent technology built to grow your book.

BO A back office since 1982

Carrier appointments handled by a team that has done this work for decades. No fees to you.

03 · HOW TO START

How to get started in Kentucky

Four steps from license to writing business, with full back-office support the whole way.

01 Confirm your license

Confirm your active Kentucky producer license with the Kentucky Department of Insurance.

02 Start contracting

Start your contracting with Brokers Alliance.

03 We submit and track

We submit and track your carrier appointments for you.

04 Begin writing

You begin writing Kentucky business with full back-office support.

04 · FREQUENTLY ASKED

Kentucky contracting questions

The answers producers ask us most before they write in Kentucky.

Q Do I need a Kentucky insurance license to contract?

Yes. You need an active Kentucky life, and for annuities the appropriate line, producer license issued by the Kentucky Department of Insurance. If you are licensed, we can get you appointed with carriers that write there, and we can help you add Kentucky as a non-resident state.

Q Which carriers can I write in Kentucky?

Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in Kentucky. Our contracting team confirms which products are available to you before you write.

Q Is there an annuity training requirement?

Most states, including Kentucky, require a one-time annuity training course plus carrier product-specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the Kentucky Department of Insurance, and we will tell you what each carrier expects.

Q Does it cost anything to contract?

No. Contracting and our agent support are free to you. We are paid by the carriers.

Ready to grow your Kentucky practice?

Get contracted through Brokers Alliance and start writing with a back office that has handled carrier appointments since 1982. Call (866) 872-9394 or reach the team below.

Get contracted