MICHIGAN LIFE & ANNUITY IMO

Get contracted and grow your book in Michigan

Brokers Alliance is a family-owned, independent insurance marketing organization that has helped life and annuity agents get contracted with top carriers since 1982. If you are a Michigan producer, we give you carrier access, case-design and underwriting support, and the agent technology to grow your book.

Get contracted Talk to the team

01 · THE MICHIGAN MARKET

Selling life and annuities in Michigan

To write business in Michigan you need an active producer license issued by the Michigan Department of Insurance and Financial Services. Once you are licensed, Brokers Alliance gets you appointed with the carriers that write in Michigan and matches you to the products that fit your clients.

Adopted the NAIC best-interest annuity standard Large middle-market with strong term and FIA volume Licensed through the Michigan Department of Insurance and Financial Services

02 · WHAT YOU GET

What Brokers Alliance gives Michigan agents

One relationship, full back-office support, and no fees to you.

CA Carrier contracting

Contracting with dozens of life and annuity carriers that write in Michigan, through one relationship.

CD Case design and underwriting

Case design and underwriting advocacy so more of your Michigan business gets placed.

MA The myAdvisorCloud platform

The agent platform for e-app, illustrations, and pipeline tracking.

BO A proven back office

A back office that has handled carrier appointments since 1982. No fees to you.

03 · HOW TO START

How to get started in Michigan

Four steps from licensed producer to writing Michigan business with full support behind you.

01 Confirm your license

Confirm your active Michigan producer license with the Michigan Department of Insurance and Financial Services.

02 Start contracting

Start your contracting with Brokers Alliance.

03 We submit and track

We submit and track your carrier appointments.

04 Begin writing

You begin writing Michigan business with full back-office support.

04 · FAQ

Frequently asked questions

The questions Michigan producers ask us most before they contract.

Do I need a Michigan insurance license to contract through Brokers Alliance?

Yes. You need an active Michigan life, and for annuities the appropriate line, producer license issued by the Michigan Department of Insurance and Financial Services. If you are licensed in Michigan, we can get you appointed with carriers that write there. We can also help you add Michigan as a non-resident state.

Which carriers can I write in Michigan?

Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in Michigan. Our contracting team confirms which products are available to you in Michigan before you write.

Is there an annuity training requirement in Michigan?

Most states, including Michigan, require a one-time annuity training course plus carrier product-specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the Michigan Department of Insurance and Financial Services, and we will tell you what each carrier expects.

Does it cost anything to contract?

No. Contracting and our agent support are free to you. We are paid by the carriers.

Ready to write Michigan business?

Get contracted with the carriers that write in Michigan, through one relationship, with case-design and back-office support behind every case. Call (866) 872-9394 or start your contracting today.

Get contracted